PAYMENT AND DELIVER METHODS


PAYMENT METHODS:


Collector. Collector Lasku and Osamaksu offers even 2000€ for online shopping. When paying with Collector, you will automatically receive an average of 45-day interest-free payment period. Purchases for the current month will be billed on the last day of the following calendar month, so your payment period may be up to 60 days, but always at least 30 days. If you wish, you can pay for your purchases in installments within 48 months. 


Everyday. Everyday online payment is intended for Finnish individuals over 18 years of age and for purchases up to € 2000 max. You will receive an average of 45 days interest-free payment period.


Jousto. Jousto invoice and instalment is a renewed domestic service that helps you make your purchase quickly and safely. Jousto is intended for individuals who have managed their finances properly. Jousto gives you 30 days of interest-free payment period. A 2.90€ billing fee will be added to your purchase. Once you receive the invoice, you can decide whether to pay it in full or in installments. You can pay your purchases even with 36 installments, starting at 9.90€ / month. The costs of the Jousto installment is 3.90€ / month plus a credit interest of 19.90%. You can pay purchases between 30 and 3000 euros with Jousto. Using Jousto is safe. With your first purchase, you make a strong electronic identification. As a returning customer, you can easily identify with a one-time code sent to your phone. We make a real-time, automated credit decision with each purchase. The transaction and the transmission of information always take place in a secure connection. The invoice will be sent by email. The credit issuer is Aurajoki Nordic Oy.

Read more at www.jousto.com


Neocard. Neocard 2.0 is a city person's card. It is ordered via SMS and you can activate the payment feature later. Neocards can be accompanied with 250€ interest-free credit and you can use the card for payments in NEO-designated locations and online stores. Purchases made will be charged directly to the customer's account. The payment period is interest-free and free of charge, so using Neocard costs no more than traditional cash. On the contrary, the customer receives an interest-free payment period.


Paying with your mobile phone. When paying with your mobile phone, the product amount will be charged to your phone bill. Payment is made by calling a specific payment number.

 

Advance Wire Transfer. When using Advance Wire Transfer, you will get a printable pre invoice which you will pay. 


Credit Cards. Includes credit card payments for all Visa, Visa Electron, Business Eurocard and Mastercard credit cards.


MOBILEPAY. Easy payment by mobile phone. Read more here.


PIVO. Customers from all banks can now pay for their purchases in selected online stores directly with Pivo. Without bank codes! Read more here.


KLARNA LASKU (INVOICE). Payment period is at least 14 days. Klarna Lasku allows you to receive the ordered products before you pay. Even after that, you can decide whether you want to pay the full amount in one go or shorten the bill in smaller installments. The subscriber must be at least 18 years old. Read more here


KLARNA ERÄMAKSU (INSTALLMENT). Flexible installment payments. You will receive the ordered products before you pay. You can pay off the balance in one go at any time. The subscriber must be at least 18 years old. Read more here


EUROLOAN. Domestic payment and credit service for orders over 10 €. Read more here 


PAYPAL. Added to webshop on 13th of February 2020. More information from here


NOTE! The reform of the Consumer Protection Act, which entered into force on 1 September 2019, brought an interest and payment ceilings for consumer credits. The purpose of the reform has been to rationalise and clarify the pricing of consumer credits and to support the functioning of responsible credit markets. Read more here


SHIPPING METHODS IN FINLAND:


Letter. If necessary, the seller can change the letter into a package. The seller is not responsible for lost Posti letter mails.


Postal parcel. Pick-up from your nearest post.


Posti Parcel Locker, SMARTPOST.  Pick-up from the Posti Parcel Locker of customer's choice. 


Matkahuolto Near Parcel. The parcel is shipped to the nearest parcel point of the recipient's address, or to a parcel locker point selected by the customer. Remember to mention where you want your parcel to be picked up (Matkahuolto, Siwa, Valintatalo, R-kioski or other Matkahuolto parcel locker point.)

Pick-up: Pinomäentie, Pori. The pick-up time and dates needs to be agreed separately before pick-up.


FINLAND: Orders over 100€. Free shipping with the cheapest shipping method.  Mention in the order details where you want your parcel to be picked up. Free shippings does not apply to business customers. 

BALTIC COUNTRIES: Orders over 120€. Free shipping with the cheapest shipping method. 

EU COUNTRIES: Orders over 150€. Free shipping with the cheapest shipping methods.